For brokers & compliance · Before dispatch
Carrier COI check — Pass, Warn, or Fail before dispatch
Upload an ACORD 25 / certificate PDF. See expiry, limits, and holder flags in under a minute — before the truck is loaded.
1 credit = 1 Pass / Warn / Fail. You still approve which carriers get loads.
How it works
One certificate. One verdict.
AI reads the ACORD. Rules return Pass, Warn, or Fail. Compliance stays in control.
- 01
Upload the COI PDF
ACORD 25 or carrier certificate — one document, no invoice packet required.
- 02
Extract coverage fields
AI reads named insured, holder, effective dates, and common liability / cargo limits.
- 03
Get Pass, Warn, or Fail
Deterministic policy checks return a verdict your compliance or carrier ops desk can act on.
Documents compared
What goes into the packet
Bring the documents the pay decision actually needs — nothing more.
- Certificate of Insurance / ACORD 25 PDF (required)
- Org minimum limits policy (when configured)
Why trust the decision
Explainable before cash moves
Trust comes from a trail — not from promising magic savings.
- Separate tool from Freight Audit — one job: today’s COI verdict.
- 1 credit = 1 Pass / Warn / Fail verdict.
- Explainable flags: expiry, limits, holder presence — not a black-box score.
- Built for the weekly COI ritual brokers already run from email.
Why AI is more reliable here
Read with AI. Decide with rules.
Carrier PDFs are messy. Pay authorization should not be.
- AI reads ACORD layouts; rules decide Pass / Warn / Fail.
- Same certificate fields produce the same verdict class.
- Humans still approve which carriers get loads.
FAQ
COI Check questions
Upload a Certificate of Insurance PDF (ACORD 25) and get Pass, Warn, or Fail — with expiry, limits, and holder flags — usually in under 60 seconds. That’s COI Check on Jorora.
No. v1 is a single-document verdict for today's check. Monitoring and renewals are out of scope for this wedge.
Create an account, spend one free credit, upload a COI PDF, and run it.
No. It is a fast document check for SMB desks that still verify certificates from email — not a full carrier network.
Keep going
Related tools and guides
Deepen with playbooks and sibling tools when you need the next job.
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Freight Audit
FTL invoice ↔ rate con — Approve, Needs Review, or Reject before AP pays.
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FTL Carrier Invoice Audit Before You Pay: A Broker Desk Checklist
FTL invoices usually arrive as PDFs by email. Here is how broker desks should audit them against the rate confirmation before AP pays — without needing an LTL TMS.
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Freight Invoice Validation Checklist (Before You Hit Pay)
A copy-paste freight invoice validation checklist for broker and 3PL AP desks — references, rates, accessorials, evidence, duplicates.
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Run COI Check on a real document.
Two free credits. Under 60 seconds to a finished result — technical extract failures do not consume credits.
