For brokers & compliance · Before dispatch

Carrier COI check — Pass, Warn, or Fail before dispatch

Upload an ACORD 25 / certificate PDF. See expiry, limits, and holder flags in under a minute — before the truck is loaded.

1 credit = 1 Pass / Warn / Fail. You still approve which carriers get loads.

Keep scrolling

< 60sOne COI → Pass / Warn / Fail

1 creditOne coverage verdict

Pre-loadCheck before the truck is loaded

How it works

One certificate. One verdict.

AI reads the ACORD. Rules return Pass, Warn, or Fail. Compliance stays in control.

  1. 01

    Upload the COI PDF

    ACORD 25 or carrier certificate — one document, no invoice packet required.

  2. 02

    Extract coverage fields

    AI reads named insured, holder, effective dates, and common liability / cargo limits.

  3. 03

    Get Pass, Warn, or Fail

    Deterministic policy checks return a verdict your compliance or carrier ops desk can act on.

Documents compared

What goes into the packet

Bring the documents the pay decision actually needs — nothing more.

  • Certificate of Insurance / ACORD 25 PDF (required)
  • Org minimum limits policy (when configured)

Why trust the decision

Explainable before cash moves

Trust comes from a trail — not from promising magic savings.

  • Separate tool from Freight Audit — one job: today’s COI verdict.
  • 1 credit = 1 Pass / Warn / Fail verdict.
  • Explainable flags: expiry, limits, holder presence — not a black-box score.
  • Built for the weekly COI ritual brokers already run from email.

Why AI is more reliable here

Read with AI. Decide with rules.

Carrier PDFs are messy. Pay authorization should not be.

  • AI reads ACORD layouts; rules decide Pass / Warn / Fail.
  • Same certificate fields produce the same verdict class.
  • Humans still approve which carriers get loads.

FAQ

COI Check questions

Upload a Certificate of Insurance PDF (ACORD 25) and get Pass, Warn, or Fail — with expiry, limits, and holder flags — usually in under 60 seconds. That’s COI Check on Jorora.

No. v1 is a single-document verdict for today's check. Monitoring and renewals are out of scope for this wedge.

Create an account, spend one free credit, upload a COI PDF, and run it.

No. It is a fast document check for SMB desks that still verify certificates from email — not a full carrier network.

Run COI Check on a real document.

Two free credits. Under 60 seconds to a finished result — technical extract failures do not consume credits.